AssociationAI / AI Literacy
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Beginner

Which AI Is Which: A Plain-English Map of the Models

ChatGPT, Claude, Gemini, Grok, Muse, and the free open models side by side: what each one is, what it costs, what it is best for, and which to reach for first.

AI Models Beginner Guide Subscriptions Open Models

By the end of this piece, you will be able to name the major AI tools, say what each one is for, and pick the right one for the task in front of you. No background needed.

If you do not live inside the AI world, the names blur together: ChatGPT, Claude, Gemini, Grok, Muse, plus a second set of names like Qwen and Llama that show up in articles like this one. They are not interchangeable. But the differences are simpler than the marketing makes them look.

The one split that explains everything

There are really three kinds of things people call “AI”:

  1. Subscription chatbots. You pay about twenty dollars a month, or use a free tier, and talk to a very capable model in a browser or app. ChatGPT, Claude, Gemini, and Grok all live here.
  2. Agents that do things. Newer. You give them a goal and they carry out the steps themselves: booking, buying, filling in forms. Muse, from Meta, is the big new one.
  3. Open models you run yourself. Free, downloaded to your machine, and nothing you type ever leaves the building. The Qwen family, Meta’s Llama, Google’s Gemma, and others. We built a working demo of this on our own site: the local model lab runs one entirely in your browser.

Every tool below is one of those three. Once you see the split, the rest is details.

The five paid assistants, side by side

Prices change, so treat these as the shape of the market, not a quote: the standard paid tier for a chatbot is about twenty dollars a month, and every one of them has a free tier worth trying first. Check the vendor’s current page before you buy.

ToolMakerWhat it isCostsBest forWatch out for
ChatGPTOpenAIThe best-known chatbotAbout $20/mo (Plus); free tier existsAll-round writing, images, voice, researchYour prompts go to OpenAI’s servers; the free tier now shows ads
ClaudeAnthropicThe careful writerAbout $20/mo (Pro); free tier existsLong documents, careful drafting, editingSame cloud tradeoff: read the data terms before member information goes in the prompt box
GeminiGoogleThe one inside Google’s appsAbout $20/mo (AI Pro); free tier existsWork you already do in Gmail, Docs, and DriveMost useful if your team lives in Google Workspace; new models roll out in stages
GrokxAIThe one tied to XPaid plans from about $10/mo; also bundled with X PremiumFollowing fast-moving conversation on XTwo confusing storefronts (X versus grok.com); xAI does not say exactly which model each tier gets
MuseMetaA personal agent, not a chatbotFree tier plus paid plansMulti-step errands: booking, shopping, formsBrand new (September 2026) and US-only; agents make mistakes, so review anything involving money

The free models you run yourself

These cost nothing and keep your words on your machine. The tradeoff is capability: they are good writing helpers and weaker analysts.

Model familyWho makes itRuns whereBest forWatch out for
Small open models (Qwen3, SmolLM2, Phi-4-mini)Alibaba, Hugging Face, MicrosoftYour laptop, in a browser or a free appDrafts, rewrites, and short summaries, privatelyWeaker on hard reasoning; the larger ones want a decent laptop with plenty of memory
Qwen3.8-27BAlibabaA workstation with a graphics cardThe strongest model you can plausibly run yourselfNot a laptop model; setup takes some comfort with computers
Llama, GemmaMeta, GoogleYour own machines or cloudTeams that want open weights from the big labsGated: you must accept the license before downloading
Kimi K3Moonshot AI (independent lab)Datacenters, through an API or cloudOrganizations with cloud budgets that want open weights at frontier qualityEnormous. This is not a download-and-run model
DeepSeek, MistralIndependent labsTheir apps and APIs, or your own machinesLow-cost options from labs outside the big fiveNewer names; read their data terms the same way you would for any vendor

A two-by-two map of AI tools. The horizontal axis runs from free and private on the left to paid and set up on the right. The vertical axis runs from drafts and summaries at the bottom to complex reasoning and tasks at the top. Small local models sit at the bottom left: free, private, modest. The four subscription chatbots sit in the upper middle: about twenty dollars a month, strong all-rounders. Muse sits upper middle-right: an agent that does errands, not just chat. Qwen3.8-27B sits middle right: strong, but needs a workstation. Kimi K3 sits at the top right: frontier quality, datacenter scale. A note reads: most associations should start bottom-left and pay only when they can name the need.

Which one for which job

  • Drafting a member email or a session description: any of the five paid chatbots. If it contains member data, use a local model instead.
  • Summarizing a long committee report: Claude or ChatGPT, which handle long documents best.
  • Turning a spreadsheet into a first-draft board summary: ChatGPT or Gemini, especially if the sheet lives in Google Drive.
  • Seeing what people are saying about your issue right now: Grok, or any chatbot with web search turned on.
  • Booking travel, comparing vendors, filling in the same form twice: Muse, the agent. Read every confirmation screen before it acts.
  • Anything with member names, emails, or dues data: the free local route. Our local model lab shows what this looks like running entirely in your browser.

The question underneath

A lot of people quietly worry these tools are here to replace them. We hear it from students and staff alike, and it is a fair worry to say out loud. Here is the honest version: these tools do first drafts and busywork at speed. They do not know your members, they cannot sit in the meeting, and they have no judgment about what your association should do. The person who can tell a good draft from a bad one becomes more valuable with these tools, not less.

Where to start

Start free. Use a free tier or a local model for a week on real work, and pay the twenty dollars only when you can name the person and the job that needs it. That is the same rule as our three-routes piece: nearly everyone on the free routes, a few paid seats you can name individually. The map above tells you which is which. The judgment about what to buy is still yours.